When a client needs liquidity, selling investments triggers tax today and forfeits future growth. Borrowing against the balance sheet can keep the portfolio intact and compounding. Here's the trade-off, side by side — the structuring is ours.
✓ Verified math — the arithmetic on this page is proven against independent reference calculations; the proof is printed near the bottom.
The share of the sale that is taxable capital gain (the rest is original cost). Inclusion rate fixed at 50%.
Structuring liquidity without disturbing the portfolio — jumbo, portfolio, and asset-backed lending — is precisely what this desk arranges, in coordination with you and the client's accountant.
Arrange a confidential introductionRamin Hallaji, Principal — licensed in British Columbia (BCFSA) and Alberta, Dominion Lending Centres Group · 778-879-6768 · ramin@privatewealthfinancing.ca
Illustration only — not investment, tax, or legal advice, and not an offer of financing. Assumes interest-only carrying cost at a constant borrowing rate, a constant portfolio return, and that the sold assets would otherwise have grown at that return; it ignores market risk, reinvestment of interest, and cash-flow differences. Capital-gains tax shown is deferred, not eliminated — Canada deems a disposition at death. Inclusion rate 50% (verified current for 2026). Figures are directional; confirm every number with the client's tax and investment advisors. Private Wealth Financing arranges mortgage financing only.