What a sale really costs after tax — the gain, the taxable half, and what's actually left to reinvest. A tool for the planning conversation; the tax advice belongs to the accountant.
✓ Verified math — the arithmetic on this page is proven against independent reference calculations; the proof is printed near the bottom.
Combined federal + provincial rate on the client's top dollar — their accountant will know it precisely. Top rates run roughly 47–54% across provinces.
When the better answer is not selling at all — borrowing against the balance sheet instead — that structuring is exactly what this desk arranges, in coordination with you and the accountant.
Arrange a confidential introductionRamin Hallaji, Principal — licensed in British Columbia (BCFSA) and Alberta, Dominion Lending Centres Group · 778-879-6768 · ramin@privatewealthfinancing.ca
Illustration only — not tax, investment, or legal advice. Uses Canada's 50% capital-gains inclusion rate (verified current for 2026; the proposed increase was cancelled and never enacted) and a single user-set marginal rate; real files can involve provincial specifics, the $1,275,000 lifetime capital gains exemption on qualifying small-business, farm and fishing shares (2026, indexed), the principal-residence exemption, reserves, and corporate-held assets — all for the client's accountant to confirm. A disposition is also deemed to occur at death. Private Wealth Financing arranges mortgage financing only.